In the age of technology, all aspects of our lives are marked by fast and secure access to information, news, jobs, or hobbies. When it comes to gambling, the industry has rapidly evolved to the point where people everywhere now have access to their favorite games.
Online casinos have almost instantly become the favorite locations of those who appreciate this type of leisure, being extremely well developed in terms of accessibility, safety, legality, exciting offers, variety, and great odds of winning.
All these aspects reinforce the fact that online casino operators are continuously striving to make the user experience equal to how a player feels in a land-based casino. But one area where some gambling sites fall short is the payout speed. Unlike land-based casinos, where you can collect your winnings on the spot, most players have to wait a few days, if not weeks, before their earnings appear in their account.
The good news is that there are plenty of reputable sites that accept a wide range of payment methods with speedy withdrawal times. And if you’re someone who doesn’t want to spend hours looking for an online casino site that pays out fast, and has an incredible games selection complete with lots of juicy bonuses to redeem, then this guide is for you.
Top Paying USA Casinos in 2022
Advertising Disclosure| Casino Site | Welcome Bonus | Casino Games | Rating | Play Now | |
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Top Rated Casino
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Accepts Bitcoin
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Top 10
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Accepts Bitcoin
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Accepts Bitcoin
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Accepts Bitcoin
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Accepts Bitcoin
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Casino Games
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350+
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180+
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How We Chose the Best Payout Casinos
Payout speeds are important, but our experts also look at whether casino sites meet the following criteria to ensure you’re only ever presented with the very best options:
- The payment methods available
- Speed of making deposits
- Legality, safety, licensing, awards, etc.
- The variety of games available to customers
- Welcome bonuses and loyalty bonuses offered
- Experiences and feedback of previous players
- Any other criteria that are a plus for users
Diversity of Payment Methods
Although it may not seem obvious at first, the payment methods provided by a casino can have a big influence on the sum of winnings and the length of time it takes to receive them. The absence of standard banking options can be a big problem, and if a casino doesn’t accept the majority of payment methods, there is a high chance that you will incur high transaction fees and service provider charges to withdraw your winnings.
Online Casinos With Withdrawal Limits
When choosing an online casino to play your favorite slots and table games, you must also consider the withdrawal limit. Many times, a casino will offer players a bonus but not stipulate that any winnings they receive can only be withdrawn up to a certain amount per week. This even applies to both deposit and no deposit bonuses.
To ensure you don’t get caught out by this, we always recommend thoroughly checking the terms and conditions not just for using bonuses but for any payment method you choose to use as well. You can find all of this information on an online casino's “banking” page.
US Casinos with High Win Potential & No Withdrawal Fees
When you play at online casinos, the win percentage is calculated by comparing the sum of all payments received from a casino to the sum of bets placed. Even if you manage to win big, if you end up having to pay big withdrawal fees, the RTP will actually be lower.
That's why you need to make sure you only play at online casinos that don't charge extra fees on withdrawals or deposits. Fortunately, the vast majority of US-friendly operators do not have such fees for deposits; however, there may be charges for withdrawals depending on the payment method you choose. For example, if you choose to receive your winnings via Bitcoin– you might receive your winnings within as little as 3 hours, but there are always transaction charges.
Advantages of Online Casinos
While you might be able to get your winnings instantly when you head to a brick-and-mortar casino, many advantages to playing online outweigh the latter. When you play at top-rated gambling sites, you can expect:
Easier Access to Games
You don’t have to dress up to the nines to go out and play casino games when you’re an online player. If you really wanted, you could sit there all day in your pajamas playing your favorite games, and nobody would ever know!
Bonuses and Exclusive Offers
At brick-and-mortar casinos, the house may offer you complimentary drinks and perhaps a free ticket to the buffet every once in a while, but you would probably have to spend quite a lot before they give you anything like a free vacation, room upgrade in a fancy hotel, or some other high roller reward. When you gamble online, you get to take advantage of online casino bonuses. These rewards are much more lucrative and can range from free spins to cashback, match bonuses, reload bonuses, and even similar gifts like what you would be offered in land-based casinos, such as birthday gifts, meal vouchers, or free chips.
More Gaming Options
The online casino market in the US is inundated with sites that host hundreds of both new and classic games that a land-based casino simply wouldn’t be able to accommodate. This is because online casinos are not limited by physical space like their land-based counterparts. The only limits they have is their servers, which can typically store hundreds of terabytes of data.
24/7 Availability
Sure, many live casinos are open 24 hours a day these days, but at peak times, you might be waiting in line for ages before you get a chance to play a certain machine or grab a seat at one of the tables. Luckily, online casinos do not have this problem. You can log in to your account any time of day and load up your favorite game immediately on your PC, Mac, tablet, or mobile device without problems.
Convenient Payment Methods
Online casinos provide several deposit and withdrawal methods which are convenient and fast. All transactions for deposits are instant, and players can typically choose from credit/debit cards, bank transfers, Neteller, Paysafecard, Bitcoin, etc. Most online casinos also allow you to make your withdrawals using the same methods, and many come without transaction fees.
Minimal Waiting Time
You might not need to wait long when you’re collecting your payment from the cashier in a land-based casino, but even online casinos are pretty fast these days. As mentioned, you can expect to receive your winnings in as little as 3 hours with some cryptocurrencies, and the maximum waiting time is around 14 days for a bank check. Everything else is between 3-5 working days.
Finding Online Casinos with the Best Payouts
While online games are essentially the same as offline games in terms of the rules and odds of winning, what sets the two apart is the fact that online casinos can offer higher payouts on their games. Why? Because, unlike brick-and-mortar casinos, which need to account for maintenance costs of their machines, tables, and general repairs of furnishings and installations on their gaming floors, online casinos only need to worry about paying the costs of things like their domain, hosting, and servers. These costs are minor in comparison to the ongoing costs that land-based casinos have, which also include things like staff salaries.
It’s no wonder why you’ll only ever get offered a free drink at these venues, and the life-changing jackpots you hear about people winning in these places are very few and far between. But as online casinos hardly have to shell out for such costs, they can afford to make their jackpots bigger and more frequent. That means higher payouts and better odds of winning for players.
Best Payout Casinos in Summary
Hopefully, this has given you some useful insight into why online casinos are more favorable for payouts compared to land-based casinos. Of course, nothing beats the excitement and vibe you get from playing a slot or a few rounds of blackjack amongst all the glitz and glamour that these establishments offer—but when it comes to winning money, online casinos certainly have the upper hand.
Best Payout Casino FAQs
What is considered a good payout rate?
Any rate of 96% or above is good for payouts. The majority of online slots have a payout percentage around this mark, with some even going up to 98-99%. Naturally, the figures will depend on the casino offering the game, but if you’re ever unsure, you can always check the paytables of a game.
What is the average payout percentage for slot machines?
As mentioned above, slot machines have an average payout within the 95% to 97% range. If a slot has bonus features, these too can sometimes increase the payback percentage and push it up to the 98-99% range.
Does the amount I withdraw affect anything?
If you are using a bonus, wagering requirements can often have an impact on your withdrawal, as these terms need to be met before you can cash out. Some casinos also only ever let you withdraw a certain amount per week, which is why it’s best to check the terms and conditions for an online casino before you sign up and start using bonuses or making a deposit.